SUBORDINATED DEBT (SIMPLIFIED)
Partnership has its perks.
Hand over the hard parts.
Whether it’s expanding operations, growing your field of membership, making a strategic investment, or simply meeting regulatory capital requirements, subordinated debt issuance is a solution that’s helping many credit unions meet their objectives.
The only catch? Subordinated debt is notoriously tedious and time-consuming. The upside? You can hand over the hard parts to Alloya for a stress-free experience.
Full-Service Subordinated Debt Program
We have a full-service program, which includes all three necessary components to issue subordinated debt: application, legal and sales/distribution. We utilize our industry-leading strategic partnerships to successfully obtain NCUA approval for credit unions and offer the securities for sale through our in-house broker-dealer to our investment clients nationwide.
Services
Alloya
Investment Banks
Other Single Service Providers
ALM/Application Advisory
Legal Counsel
Policy Review
Offering Documentation
Deal Coordination
Sales & Distribution
Due Diligence & Servicing
Alloya’s strategic partnerships with Luse Gorman, PC and McQueen Financial Advisors, LLC enable credit unions to leverage the strength of each party to receive regulatory approval, manage legal risks and lower costs versus working with investment banks or multiple individual providers that traditionally service credit unions looking to issue or invest in subordinated debt.
Alloya Corporate FCU
www.alloyacorp.org
About: Alloya is the premier corporate with a mission to simplify the operations of the credit unions we serve. Alloya will act as your primary service provider, focusing on personal service and working with partners to get your deal completed.
CU Investment Solutions, LLC
www.cu-isi.com
About: CU Investment Solutions, LLC (ISI), a jointly owned CUSO, is a leading broker-dealer serving credit unions. ISI will act as placement agent for the issuance of subordinated debt.
Luse Gorman, PC
www.luselaw.com
About: Luse Gorman, PC is one of the largest community financial institution law firms in the nation. Luse Gorman will guide your credit union through the deal documentation process, compliance with applicable laws and preparation for issuance.
McQueen Financial Advisors, LLC
www.m-f-a.com
About: McQueen Financial Advisors will serve as your advisor in the creation of the regulatory application and business plan for the subordinated debt issuance.
Ready to get started?
Our job is to make your job easier.