Alloya has a long-standing tradition of providing presenters for credit union events that speak on topics that impact credit unions directly (operational topics, liquidity concerns, new technology, cybersecurity, etc.) or indirectly (economic and political current events, both at home and around the globe).
Our dynamic speakers draw on years of experience in the financial industry, providing general and specific knowledge on a wide array of topics to stimulate lively, credit union focused discussion. Consider inviting a member of Alloya’s team of professionals to your event to speak on one of the multitude of topics we have to offer!
Speaker topics include...
Click or tap a topic title to be directed to its brief description below.
- Serving the Underserved | Relationship-Based Lending for Financial Inclusion
- Faster Payments
- From Inflation to Recession
- Portfolio Management
- Group Coaching
Please don’t hesitate to contact us if you have any questions about the available topics. Don’t see a topic that works for you? We will work with you to customize a speaking engagement designed to fit your needs. Our ability to provide specific content is based on availability of our staff for the requested dates. Please note that for the foreseeable future, speaking engagements are available on a virtual basis only.
We look forward to working with you and speaking at your event. For more information, contact your Alloya representative or email email@example.com.
Serving the Underserved | Relationship-Based Lending for Financial Inclusion
When life happens, financial access is key. Do you know where your members turn for cash when there’s more month than money or unexpected expenses arise? It should be your credit union, not a payday lender.
During this session, we’ll discuss the important role credit unions play in protecting their members’ financial futures, driving financial inclusion and improving the well-being of underserved communities.
- Why financial inclusion matters
- How relationship-based, small-dollar lending plays a part
- What your credit union can do to better serve those who are underserved
- How this could impact your credit union’s future success
The launch of the Federal Reserve’s FedNow℠ Service is right around the corner. This creates another method for financial institutions to offer real-time payment solutions to members. Consumers and businesses are interested in instantaneous payments, but are they ready to change current payment habits and willing to pay for the added speed and convenience?
During this session, we will discuss recent developments for faster and real-time payments, including key strategic considerations to help your credit union offer real-time options to your members. We will also discuss:
- The evolving expectations of members
- Current trends in the payments landscape and what credit unions can expect in future years
- Suggestions on what to include in a faster payments business case
From Inflation to Recession
Last year was the year of the policy tightening. This year is the year where the lags kick in, and kick in hard. After a central bank has raised interest rates to the degree that it has, the probability of a recession is quite high. Adding fuel to the fire, 83% of global central banks are raising rates in order to quell inflation, exacerbating the growth slowdown. Thus, the stage is set for higher unemployment and slower growth with a high probability of a recession within the U.S.
This is also an environment where inflation pressures often come down. In fact, it appears that inflation has peaked for the cycle. Commodity, rent and home prices have all fallen. Meanwhile, transportation costs, the bogeyman that got the ball rolling on the inflation cycle, are now tumbling. Further, retail and wholesale inventories are up a huge 20% on a year-over-year basis. This time last year, inventory levels were low and the retail community enjoyed considerable pricing power. However, those days are gone.
Recession fears are real and there are reasons to be cautious on the economic outlook. That said, sinking inflation and a likely change of policy stance by the Federal Reserve by mid-2023 bodes well for future returns in the bond market. In recessionary periods, high-quality fixed income – emphasis on high quality – tends to do quite well.
In this session, we will discuss the prevailing economic trends, the outlook for Federal Reserve policy and interest rates.
Credit unions have felt the pinch of liquidity for nearly a year now. While there are many reasons why we are at historical lows as it relates to liquidity, one of the most important, yet least talked about, reasons is the lender’s role in it all.
During this session, you will learn how front-line lenders, in conjunction with their finance teams, must think beyond their local market to understand the intricacies of liquidity. You will also learn the various options that you may need to consider moving forward to ease potential burdens during future liquidity crunches.
What are the components of institutional fixed income investment portfolio management? How are calculated investment decisions made? What steps are involved in the risk management process when assessing a potential investment? Volatility in the fixed income and equity markets can make finding value a challenge for investors, but with the right tools and knowledge, credit unions can successfully create and maintain an optimized portfolio, even during times of uncertainty.
In this session, we will discuss some portfolio basics and various strategies that can be utilized during the everchanging monetary, economic and market environment. We will also discuss how credit unions can optimize their balance sheets and investment portfolios in what is likely to be a much more volatile and challenging environment moving forward.
Cyberattacks continue to compromise confidential data in increasingly advanced ways, making it difficult to control and combat the risks to your credit union. From the front line to the board room, taking proactive steps to protect both your credit union and members is essential. During this session the presenter will cover the current cybersecurity landscape, how you can identify cybersecurity risks at your credit union, proven methods that can be used to resolve and mitigate those risks, and how to effectively communicate your cybersecurity risks to your board and examiners.
Every successful athlete has a coach. Celebrities rely on a variety of coaches to enhance their skills. In the business world, coaches work behind the scenes to help high-performing and ambitious individuals achieve the highest levels of success.
Since 2018, Alloya has partnered with 45 Degrees to bring the power of coaching to its team of employees to support their personal and professional development. Now, your credit union can extend the benefits of coaching to your employees through a group coaching session. Delivered in an interactive format, group coaching allows your team to develop together as they learn strategies for lasting change and sustainable impact.
For your group coaching session, we invite you to choose from any of the specialized topics below.
- Perspectives for Expanded Understanding – Explore how we can use perspectives to tap into critical thinking for ourselves and leave space for those around us to be heard.
- Stress Redefined – Learn how to redefine your relationship with stress and use it to your advantage.
- Beginner’s Mindset for Innovation – Learn how to use a beginner’s mindset to nurture innovative thinking within yourself, your team and your organization.
- Bigger-than-Me Impact – Rediscover your power to choose how you show up the world and expand your impact in the lives of others.