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Become an ECCHO Member

Find out what benefits are available through Alloya.


The Electronic Check Clearing House Organization (ECCHO) is a business line of The Clearing House and is well-positioned to promote the overall efficiency and effectiveness of the check payment system now and in the future. Through a partnership with ECCHO, Alloya is pleased to deliver free check education to credit unions. These sessions can also help credit union professionals prepare for and retain the National Check Professional (NCP) certification.

All sessions are free of charge and will be held from 1:00 – 2:15 pm CT on the dates listed below.

Please note that live sessions are open to all credit unions regardless of Alloya membership status, but the session recordings are available exclusively to Alloya members via the "Recorded Training" section of Premier View.




Holder in Due Course & RDC Indemnity

Join us for this session where we will review the terms of being a Holder in Due Course (HIDC) and discuss how that legal status has consequences when Remote Deposit Capture (RDC) indemnity claims are resolved.

Future ECCHO sessions:

July 27 | Remotely Created Checks

This session will address the “Remotely Created Check” as defined in Regulation CC and the warranty a presenting bank makes when a remotely created check is authorized by your account holder.

August 24 | Indorsement Claims

This session will review indorsements and the UCC presentment warranty that the presenting bank is “entitled to enforce.” It will also address how to resolve a potential warranty breach.

September 28 | Altered Checks & Presumption of Alteration

Join this session to understand the obligations and liabilities of the paying bank and depository bank when an altered check is paid.

October 26 | Rule 9

Is your credit union registered as an ECCHO member? Then Rule 9 applies to you. Learn the fundamentals of Rule 9, what it is, how it works and when a Rule 9 claim can be made.

November 16 | Duplicates: Never-Ending Story

This session discusses the industry challenge of duplicate images being presented and paid. Scenarios illustrate the obligations and liabilities of depository and paying financial institutions.

Education Webinar Recordings

Select recorded sessions available at no charge through Premier View.

The recordings are located behind Premier View. Login is required to download the slides and view the sessions.
From the Premier View home screen, click on the book icon in the upper right, then Recorded Training.

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