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ECCHO Membership

Through Alloya’s partnership with ECCHO, your credit union can become an Alloya-sponsored ECCHO member for a highly discounted membership fee!

Warranty Breaches: Dealing Direct, Adjustments and Returns

Recording now available from June 2 session.

The recording is located behind Premier View. Login is required to download the slides and view the session. From the Premier View home screen, click on the book icon in the upper right, then Recorded Training.

Who is ECCHO?

The Electronic Check Clearing House Organization (ECCHO) was established in 1990 as a not-for-profit clearing house to foster the electronic exchange of checks and to advocate for a more efficient check payments system. Now, as a service of The Clearing House Payments Company LLC, ECCHO has approximately 3,000 members comprised of U.S. depository financial institutions of all sizes.

Member services provided by ECCHO include:

  • Engagement opportunities in the development of optimum rules for the industry for private-sector image exchange
  • Access to the ECCHO website, which contains downloadable forms, documents and online training
  • Industry advocacy for the check payment system
  • Payments education and the nationally recognized National Check Professional (NCP) accreditation program at reduced rates (e.g., reduced exam fees and CE credit filing fees)

Why is Alloya sponsoring ECCHO membership?

Alloya proudly offers check processing solutions to our members and believes this relationship with ECCHO will provide added value to your existing payments relationship with Alloya. The ECCHO membership provides you access to expertise and guidance related to consumer-facing payment regulations and laws, and will complement the service that Alloya already provides.

How much does ECCHO membership cost?

With Alloya’s sponsorship, your credit union’s ECCHO membership may be discounted as compared to going directly to ECCHO for membership without a sponsor. The annual membership fee is determined by ECCHO’s tiered system based on credit union deposit size. The estimated value of sponsored membership for a credit union can range upwards from $7,500 annually when considering the training, legal and compliance services provided by ECCHO.

chart of ECCHO costs

How do I sign up?

Please fill out this form. Alloya will send you an email via DocuSign to complete your credit union’s set-up information. Please note the DocuSign agreement must be signed by one of your credit union’s Alloya Authorized Representatives who can sign contracts on behalf of your credit union.

To learn more about the benefits of ECCHO membership, visit For any questions regarding the partnership or Alloya-sponsored ECCHO membership, please contact Member Services at (800) 342-4328 or

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