Speakers Bureau
Alloya has a long-standing tradition of providing education on topics that impact credit unions and their members. Our dynamic speakers draw on years of experience in the financial industry, providing general and specific knowledge on a wide array of topics to stimulate lively, credit union focused discussion.
Consider inviting a member of Alloya’s team of professionals to share their knowledge and expertise with your audience!
Speaker topics include...
Click or tap a topic title to be directed to its brief description below.
- Serving the Underserved | Relationship-Based Lending for Financial Inclusion
- The Year of the Horse*
- Liquidity
- Portfolio Management
- ABC’s of ABS
- Capital Solutions
Please don’t hesitate to contact us if you have any questions about the available topics. Don’t see a topic that works for you? We will work with you to customize a speaking engagement designed to fit your needs. Our ability to provide specific content is based on availability of our staff for the requested dates.
We look forward to working with you and speaking at your event. For more information, contact your Alloya representative or email events@alloyacorp.org.
Speaker Topics
Serving the Underserved | Relationship-Based Lending for Financial Inclusion
When life happens, financial access is key. Do you know where your members turn for cash when there’s more month than money or unexpected expenses arise? It should be your credit union, not a payday lender.
During this session, we’ll discuss the important role credit unions play in protecting their members’ financial futures, driving financial inclusion and improving the well-being of underserved communities.
Takeaways:
- Why financial inclusion matters
- How relationship-based, small-dollar lending plays a part
- What your credit union can do to better serve those who are underserved
- How this could impact your credit union’s future success
The Year of the Horse*
Presented by Tom Slefinger, author of Weekly Relative Value
The K-shaped economy was the dominant theme in 2025. The stock market diverged from the labor market, the artificial intelligence (AI) sector diverged from the rest of the economy and high-income consumers diverged from lower-income consumers. This type of economy, which has been accelerated since 2020, is unsustainable in the long term.
The Chinese “Year of the Horse” kicked off in February 2026, and if I could give the horse a name, it would be “Special K.” Will the widening K-shaped divergences result in a broad downturn? Or will the laggards of the economy (housing, labor market, freight, non-AI investment, low-income consumers) start to catch up?
The coming year is chock full of known and unknown political and economic and market risks, setting the stage for an unusual and unpredictable 2026. We will find out if “Special K” speeds ahead or stumbles backward. In any case, credit unions should prepare for another roller-coaster year in markets.
In this session, we will review the current economic backdrop and monetary and fiscal policy while discussing how credit unions can capitalize on what is expected to be a volatile environment.
Liquidity
Credit unions have felt the pinch of liquidity for nearly a year now. While there are many reasons why we are at historical lows as it relates to liquidity, one of the most important, yet least talked about, reasons is the lender’s role in it all.
During this session, you will learn how front-line lenders, in conjunction with their finance teams, must think beyond their local market to understand the intricacies of liquidity. You will also learn the various options that you may need to consider moving forward to ease potential burdens during future liquidity crunches.
Portfolio Management
Dueling Strategies | Both Sides of the Balance Sheet
What’s better than one capital markets expert giving their unfiltered opinion on the liquidity and investment landscape? Two!
In this session, two of our experts will dive into strategies that are currently being enacted by credit unions to manage today’s economic landscape. They will also provide some insights on what you should be considering as you manage your credit union’s balance sheet and provide some advice on what may be next for credit unions in the immediate future.
ABC’s of ABS
Seemingly, a month doesn’t go by without a new lengthy article about a credit union issuing an asset-backed security (ABS). You yourself may be wondering, “What is this about?”
In this session, we’ll discuss the ins and outs of asset-backed securities, the various players involved with this complex process and the regulatory landscape of it all. We’ll also touch on whether this solution is right for your credit union and other options you may have as you navigate your balance sheet management.
Capital Solutions
Today, more than ever, credit unions need to be ready to access capital to enable their strategic initiatives. However, unlike other financial depository institutions, credit unions cannot issue capital at the snap of a finger. That’s why credit unions need to understand their options and which option may be the best for them depending on their goals.
During this presentation, we will compare and contrast the two ways credit unions can increase their capital positions without retained earnings – issuing subordinated debt or embarking on a sale leaseback transaction. We’ll weigh each option’s pros and cons and determine when and why a credit union may choose one or both of the readily available options.
*The views and opinions expressed are those of the presenter and do not necessarily reflect the official policy or position of Alloya Corporate FCU, Alloya Investment Services or related parties.